Track expenses. Kill debt. Own your money.

Financial clarity in two minutes. Track every euro, plan your goals, and watch your debt-free date get closer.

Budly is a personal finance app for tracking expenses, savings goals, debt and net worth without connecting your bank. Available for Android on Google Play.

Get Free Access Get it on Google Play No bank logins. No credit card.
Budly dashboard showing income, expenses, goals and net worth
Overview tab with allocation ring and breakdown
Overview
Expenses tab with categorized monthly costs
Expenses
Goals tab with savings goals and milestones
Goals
Debt tab with the debt tracker
Debt

Why Budly.

Built by someone who was broke. No spreadsheets, no bank logins, no complexity. Just the numbers that matter, your goals on a timeline, and a debt-free date you can actually see.

Core Features

  • 01 Overview Dashboard Your full financial picture at a glance. Income, expenses, debt, goals, and net worth in one place.
  • 02 Expense Tracking Categorize every transaction. See where your money goes and spot patterns instantly.
  • 03 Savings Goals Set targets and watch them grow. Know exactly when you'll hit your deposit, your trip, or any goal.
  • 04 Debt Payoff See your debt-free date. Track multiple loans and watch the countdown to freedom.
  • 05 Net Worth Assets vs. debts in one number. Watch it climb as you take control.

See it in action

01

Track expenses.

Log a spend in seconds. Every expense gets a category, a bar, and a share of your income, so you always know where the money went.

  • Add an expense in two taps
  • See each cost as a share of income
  • Spot patterns instantly
Expenses tab with Rent, Groceries, Subscriptions and Utilities as shares of income

02

Set goals.

Give every goal a timeline. Budly turns a target into a monthly amount and a date you can actually plan around.

  • Saved, target and monthly in one view
  • Milestones at 25, 50, 75 and 100%
  • Your reach goal by date, always visible
Goals tab showing the House Deposit goal with milestones and a reach goal by date

03

Kill debt.

Watch the countdown to debt free. Loans, payments, interest cost and your debt free date in one calm view.

  • Total outstanding and monthly payment
  • A debt free date for every loan
  • The real cost of interest, visible
Debt tab showing total outstanding, monthly payment and a personal loan with its debt free date

Start for
free today.

No bank logins. No credit card. Just clarity on your money, in under two minutes.